Welcome to Richards Financial Planning, LLC
Your Retirement Journey Starts Here
Whether you’re planning for retirement, already retired, or managing a company retirement plan, one thing remains constant: the need for clear, unbiased financial guidance. At Richards Financial Planning, we specialize in helping you navigate the complexities of retirement planning with confidence.
Who We Serve
Individuals Planning for Retirement
We help you build a comprehensive retirement strategy that accounts for both expected and unexpected scenarios. Our planning process ensures you’re prepared for retirement on your terms, with strategies to protect against inflation, market volatility, and life’s uncertainties.
Current Retirees
Already in retirement? We help optimize your retirement income strategy, manage your investments, and adjust your plan as needed to maintain your desired lifestyle while protecting your assets for the long term.
Small and Mid-Sized Businesses
We bring significant expertise in developing company retirement plans that attract and retain valuable employees while maintaining cost efficiency and regulatory compliance. We use the SMART retirement plan strategy, which is secure, manageable, accessible, rewarding, and trustworthy.
Our Approach
We believe in transparent, fee-based financial planning that puts your needs first. Our approach is built on:
- Clear, unbiased recommendations without product sales pressure
- Fiduciary-standard advice that prioritizes your interests
- Comprehensive retirement income planning
- Strategies to protect against inflation and market volatility
Why Choose Richards Financial Planning
Our understanding of retirement planning comes from both professional expertise and real-world experience. As a Chartered Financial Consultant® (ChFC®) and a Retirement Income Certified Professional (RICP®), our managing partner, Van Richards guides our company to bring advanced education and decades of experience to help you navigate your retirement journey.
We know that retirement doesn’t always happen according to plan. Whether it’s market changes, health challenges, or workplace transitions, we help you prepare for both the expected and unexpected. This insight drives our commitment to creating robust, flexible retirement plans that can adapt to life’s changes.
Ready to start planning for a secure retirement? Schedule a complimentary 15-20 minute conversation to discuss your specific needs and see how we can help.