Tax credits can be a strong hand-up for small businesses. They're the backbone of our economy, working hard, driving innovation, and providing jobs. But when it comes to setting up retirement plans, they're hitting a wall of costs and red tape. But there's good news! There … [Read more...] about Tax Credits from Secure 2.0 Act Boost Small Company Retirement Plans
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Dividend Portfolio Construction: Five Easy Steps
Note: The following article is a comprehensive guide on how to build a dividend portfolio. It aims to provide valuable insights and guidance for investors interested in creating a portfolio that generates consistent income through dividends. This guide is for informational … [Read more...] about Dividend Portfolio Construction: Five Easy Steps
Aging Parents’ Financial Management: A Step-by-Step Guide
As our parents and relatives age, it's not unusual for them to face challenges in managing their personal finances. They may need help to ensure their financial well-being due to cognitive decline, physical limitations, or the complexity of financial matters. This article will … [Read more...] about Aging Parents’ Financial Management: A Step-by-Step Guide
401(k) Losses and Retirement Savings: What to Do Now
As we navigate the financial landscape, retirement savings have become a critical concern for many Americans. The recent market volatility has left investors questioning the stability of their 401(k) accounts. Will they be able to retire comfortably? While younger investors have … [Read more...] about 401(k) Losses and Retirement Savings: What to Do Now
CITs for 401(k)s: A Guide to Pros and Cons.
Why a CIT? CITs for 401(k)s have become popular because (sometimes) they offer several advantages over other investment vehicles, such as lower fees, transparency, tax efficiency, and flexibility. The word 'sometimes' is used because a CIT is not always the best solution for a … [Read more...] about CITs for 401(k)s: A Guide to Pros and Cons.
Is Delaying Social Security Right for You? Factors to Consider
Retirement planning can be a complex and daunting task, especially when it comes to making decisions about Social Security benefits. Retirees often wonder if they should delay or start taking Social Security benefits as soon as they are eligible. This decision can have a … [Read more...] about Is Delaying Social Security Right for You? Factors to Consider
What to Do with Your 401k from a Past Job
Introduction When you change jobs, a crucial consideration is what to do with your 401k from your past employer. There are so many options that many people get overwhelmed and do nothing. This comprehensive guide will explore various options for handling your 401k, empowering … [Read more...] about What to Do with Your 401k from a Past Job
401k Startup Challenges: Overcoming Obstacles and Selecting the Right Provider
Picture this: you're a company founder navigating the competitive landscape, vying for top talent against established companies. You know attracting and retaining the best employees is crucial for success. But how do you stand out? What can you offer that will entice talented … [Read more...] about 401k Startup Challenges: Overcoming Obstacles and Selecting the Right Provider
Retirement Plan Mistakes: Understanding Employer Pitfalls
Retirement plans are essential for employees, and employers have to make sure they run well. However, mistakes can happen, leaving the employer and employee in a tough spot. This article explores the most common employer retirement plan mistakes and how to avoid them. Plus, you … [Read more...] about Retirement Plan Mistakes: Understanding Employer Pitfalls
The Power of a Retirement Plan: BrightTech Solutions’ Success Story
A retirement plan can help small to mid-sized businesses stay ahead of the competition in the fast-paced business world. Thanks to new legislation, a new type of retirement plan, a Pooled Employer Plan (PEP), can potentially have a transformative impact on companies that adopt … [Read more...] about The Power of a Retirement Plan: BrightTech Solutions’ Success Story