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July 28, 2020 By Van Richards, ChFC​® Leave a Comment

Direct Indexing – simplicity and control

One of the biggest fears that people have with money is running out of it. It doesn’t matter if you have a lot of money or a little. Running out of money is anxiety shared by many. Think for a minute, do you or someone you know still hide cash at home? Why do you think so many … [Read more...] about Direct Indexing – simplicity and control

Filed Under: Social Security Tagged With: investing, retirement planning

June 24, 2020 By Van Richards, ChFC​® Leave a Comment

The best retirement income strategy video.

Figuring out the best retirement income strategy can be a challenge. If you make a mistake, you might run out of money during retirement. If you can answer the three questions I list in this video, you will have made the right choice. After you hear the first question, you'll … [Read more...] about The best retirement income strategy video.

Filed Under: Social Security Tagged With: bucket approach, retirement, retirement planning

June 9, 2020 By richardsfinanc Leave a Comment

The Systematic Withdrawal Plan for Retirement Income

The Perfect Plan Imagine retiring and having a perfectly efficient plan for using your money. A plan that allows you to have enough money to last as long as you live. And a perfect plan that enables you to use every penny that you have before you leave this great big blue and … [Read more...] about The Systematic Withdrawal Plan for Retirement Income

Filed Under: Social Security Tagged With: investing, retirement, retirement planning

May 19, 2020 By richardsfinanc Leave a Comment

Building a retirement income floor with Social Security.

Building an income floor is the most crucial concept for a retiree to understand. The number one risk that you face in retirement is longevity. Income flooring will enable you to be assured that no matter how long you live, you will not run out of money in retirement. … [Read more...] about Building a retirement income floor with Social Security.

Filed Under: Retirement Planning, Social Security Tagged With: income floor, retirement planning, Social Security

May 19, 2020 By richardsfinanc Leave a Comment

Learn to Build an Income Floor with Social Security

Everybody needs a certain level of income to meet their basic needs. Let me give you an example of what I mean. Do you remember back when you were in elementary school? You needed a certain amount of money to buy lunch. To be clear, you wanted only lunch, no snack, no extras, … [Read more...] about Learn to Build an Income Floor with Social Security

Filed Under: Retirement Planning, Social Security Tagged With: retirement planning, Social Security

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