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Social Security

May 9, 2023 By richardsfinanc Leave a Comment

Why Full Retirement Age Matters

Retired Couple Budgeting

Full Retirement Age matters because if you misunderstand it, you could get about 30% less Social Security retirement benefits over your lifetime. That is a lot of money. So, let’s start by defining what it is not. What Full Retirement Age IS NOT. If you participate in … [Read more...] about Why Full Retirement Age Matters

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: financial education, financial planning, retirement, retirement planning, Social Security

April 29, 2023 By richardsfinanc Leave a Comment

The Unfortunate Reality of Social Security Benefits

Social Security Benefits

What to Expect There are a lot of unfortunate realities of Social Security benefits, the first of which is that most people don’t understand how it works. And that is a sad fact because the federal government forces almost everyone to contribute part of their income. It is the … [Read more...] about The Unfortunate Reality of Social Security Benefits

Filed Under: Social Security Tagged With: 401k, financial education, financial planning, retirement, retirement planning, Social Security

February 28, 2023 By Van Richards, ChFC Leave a Comment

Secure Your Retirement Against Inflation

Secure Your Retirement Against Inflation

Protect Your Retirement A secure and comfortable retirement is what most people want as they age, and inflation has become a significant problem. Did you hear the news on Friday? If you’re reading this a little late, that was Feb 24th. Unfortunately, the numbers … [Read more...] about Secure Your Retirement Against Inflation

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: retirement, retirement planning, Social Security

December 13, 2022 By Van Richards, ChFC Leave a Comment

Do resolutions work?

Do resolutions work?

Mine made me money! In just a few weeks, we'll wish each other a happy New Year, and I bet someone will ask you, "so, what are your New Year's Resolutions this year?" But have you asked yourself the question, do resolutions work? Here is how I made my New Year's Resolution for … [Read more...] about Do resolutions work?

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: financial planning, life planning, retirement planning, Social Security

November 10, 2022 By Van Richards, ChFC Leave a Comment

Understanding the Tax Torpedo

What's a Tax Torpedo?

I’ll have to admit that sometimes I miss the subtleties of conversations. Like this past weekend, I was washing my Tahoe, and my neighbor had a power outage. The repairman walked by me and said, “are you trying to make it rain?”   I guess I was engrossed in some … [Read more...] about Understanding the Tax Torpedo

Filed Under: Social Security Tagged With: retirement planning

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