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Investment Planning

January 10, 2023 By Van Richards, ChFC Leave a Comment

Does Asset Allocation Still Work in 2023?

If you are like a lot of other people, you are probably asking yourself, does asset allocation still work? You probably began your investment journey when your employer offered you a retirement plan. More than likely, your employer-provided some basic information about how to … [Read more...] about Does Asset Allocation Still Work in 2023?

Filed Under: Financial Planning, Investment Planning, Retirement Planning, Stock Market Tagged With: financial education, financial planning, investing, retirement, retirement planning, stock market

January 3, 2023 By Van Richards, ChFC Leave a Comment

What’s After Disappointment?

What's After Disappointment? The Answer is Recovery!

It’s recovery! After 2022, I ask myself, what’s after disappointment? You might expect to see some graphs with squiggly lines to explain how to recover from investment losses. Instead, let's try something different and more common. See the picture with the perky green … [Read more...] about What’s After Disappointment?

Filed Under: Financial Planning, Investment Planning, Retirement Planning Tagged With: financial education, financial planning, investing, retirement, retirement planning, stock market

December 29, 2022 By richardsfinanc Leave a Comment

For Everything There Is a Season

For everything there is a season, ever for my tomatoes this year.

Admittedly, change is uncomfortable. I was thinking of this while harvesting my tomatoes last week. Have you ever heard the quote, "for everything there is a season?" It applies to life, relationships, gardening, finances, and a lot more. Actually, if you give it some thought, … [Read more...] about For Everything There Is a Season

Filed Under: Financial Planning, Investment Planning Tagged With: financial education, life planning

December 21, 2022 By Van Richards, ChFC Leave a Comment

Watching and Waiting

Ranger Watching and Waiting

When will something happen? Meet my dog, Ranger. He’s watching and waiting! My children were not only watching and waiting for Santa in past years on Christmas Eve. But they were watching and waiting for our dog to talk too! Have you ever heard the tale of the night that the … [Read more...] about Watching and Waiting

Filed Under: Financial Planning, Investment Planning Tagged With: financial planning, investing

November 29, 2022 By Van Richards, ChFC Leave a Comment

Candy & Tax Breaks

Candy & Tax Breaks

Learning From the Past This past Thanksgiving brought up a few memories from my past, candy, and tax breaks. One of my favorite memories is of a candy recipe my grandmother used to make over the holiday. One of my least favorite memories is of a surprise tax bill. I want to … [Read more...] about Candy & Tax Breaks

Filed Under: Financial Planning, Investment Planning Tagged With: financial education, financial planning

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