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May 9, 2023 By richardsfinanc Leave a Comment

Why Full Retirement Age Matters

Retired Couple Budgeting

Full Retirement Age matters because if you misunderstand it, you could get about 30% less Social Security retirement benefits over your lifetime. That is a lot of money. So, let’s start by defining what it is not. What Full Retirement Age IS NOT. If you participate in … [Read more...] about Why Full Retirement Age Matters

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: financial education, financial planning, retirement, retirement planning, Social Security

April 29, 2023 By richardsfinanc Leave a Comment

The Unfortunate Reality of Social Security Benefits

Social Security Benefits

What to Expect There are a lot of unfortunate realities of Social Security benefits, the first of which is that most people don’t understand how it works. And that is a sad fact because the federal government forces almost everyone to contribute part of their income. It is the … [Read more...] about The Unfortunate Reality of Social Security Benefits

Filed Under: Social Security Tagged With: 401k, financial education, financial planning, retirement, retirement planning, Social Security

March 7, 2023 By Van Richards, ChFC Leave a Comment

TARA, TAPAS & TIARA: Alternatives for Investing Wisely

TARA, TAPAS TIARA: Alternatives for Investing Wisely

TARA, TAPAS & TIARA might not be familiar investment terms, but with a looming recession, you'll want to know these terms. Moreover, they're newly coined terms that refer to a trend several prominent investment experts endorse. In short, I will tell you what these acronyms … [Read more...] about TARA, TAPAS & TIARA: Alternatives for Investing Wisely

Filed Under: Investment Planning, Retirement Planning, Stock Market Tagged With: 401k, financial education, financial planning, investing, retirement, retirement planning, stock market

February 14, 2023 By Van Richards, ChFC Leave a Comment

Recognizable Stocks vs. Unknown Stocks: Investing Smartly

Recognizable Stocks vs. Unknown Stocks: Investing Smartly

We all want to know how to invest smartly. But how? One way to look at investing is to compare the known versus the unknown. Here's what I mean. Years ago, my wife and I went to a home and garden show. A vendor that was selling carpet cleaning products caught our … [Read more...] about Recognizable Stocks vs. Unknown Stocks: Investing Smartly

Filed Under: Financial Planning, Investment Planning, Retirement Planning Tagged With: financial education, financial planning, investing, retirement, retirement planning, stock market

February 7, 2023 By Van Richards, ChFC Leave a Comment

Reviving Retro Fashion & the 60/40 Portfolio

Reviving retro fashion & the 60/40 portfolio

A Blast from the Past! Reviving retro fashion trends is popular but could reviving the past trend of the 60/40 portfolio be on the comeback too? I used to have bell-bottom pants. How about you? I remember being fourteen and getting bell-bottom pants and platform shoes for … [Read more...] about Reviving Retro Fashion & the 60/40 Portfolio

Filed Under: Financial Planning, Investment Planning, Retirement Planning, Stock Market Tagged With: 401k, financial education, financial planning, investing, retirement, retirement planning, stock market

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