Discover Your Retirement Identity Being an accidental retiree is one of the most uncomfortable situations I have ever been in. But now I am not. So, what is an accidental retiree? It's a person that retired earlier than expected due to health problems. Nothing is so … [Read more...] about Being An Accidental Retiree
financial education
More complicated than it needs to be?
Let's ask Mr. Owl. Have you ever made something more complicated than it needs to be? For example, do you remember the Tootsie Pop commercial with the turtle and the owl? The little boy asks Mr. Owl, "How many licks does it take to get to the center of a Tootsie Pop? … [Read more...] about More complicated than it needs to be?
The Agony of Christmas Toys!
Deciphering the Secure Act 2.0 What comes to mind when I say "the agony of Christmas toys"? Two things jump out at me. First is stepping on a Lego piece first thing in the morning. Ok, when country singer Trace Adkins wrote, "You're gonna miss this." He was right. I miss the … [Read more...] about The Agony of Christmas Toys!
Does Asset Allocation Still Work in 2023?
If you are like a lot of other people, you are probably asking yourself, does asset allocation still work? You probably began your investment journey when your employer offered you a retirement plan. More than likely, your employer-provided some basic information about how to … [Read more...] about Does Asset Allocation Still Work in 2023?
What’s After Disappointment?
It’s recovery! After 2022, I ask myself, what’s after disappointment? You might expect to see some graphs with squiggly lines to explain how to recover from investment losses. Instead, let's try something different and more common. See the picture with the perky green … [Read more...] about What’s After Disappointment?