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January 24, 2023 By richardsfinanc Leave a Comment

Being An Accidental Retiree

Being An Accidental Retiree

Discover Your Retirement Identity Being an accidental retiree is one of the most uncomfortable situations I have ever been in. But now I am not. So, what is an accidental retiree? It's a person that retired earlier than expected due to health problems. Nothing is so … [Read more...] about Being An Accidental Retiree

Filed Under: Financial Planning, Retirement Planning Tagged With: financial education, financial planning, retirement, retirement planning

January 17, 2023 By Van Richards, ChFC Leave a Comment

More complicated than it needs to be?

More complicated than it needs to be?

Let's ask Mr. Owl. Have you ever made something more complicated than it needs to be? For example, do you remember the Tootsie Pop commercial with the turtle and the owl? The little boy asks Mr. Owl, "How many licks does it take to get to the center of a Tootsie Pop? … [Read more...] about More complicated than it needs to be?

Filed Under: Financial Planning, Retirement Planning Tagged With: financial education, retirement planning

January 10, 2023 By Van Richards, ChFC Leave a Comment

Does Asset Allocation Still Work in 2023?

If you are like a lot of other people, you are probably asking yourself, does asset allocation still work? You probably began your investment journey when your employer offered you a retirement plan. More than likely, your employer-provided some basic information about how to … [Read more...] about Does Asset Allocation Still Work in 2023?

Filed Under: Financial Planning, Investment Planning, Retirement Planning, Stock Market Tagged With: financial education, financial planning, investing, retirement, retirement planning, stock market

January 3, 2023 By Van Richards, ChFC Leave a Comment

What’s After Disappointment?

What's After Disappointment? The Answer is Recovery!

It’s recovery! After 2022, I ask myself, what’s after disappointment? You might expect to see some graphs with squiggly lines to explain how to recover from investment losses. Instead, let's try something different and more common. See the picture with the perky green … [Read more...] about What’s After Disappointment?

Filed Under: Financial Planning, Investment Planning, Retirement Planning Tagged With: financial education, financial planning, investing, retirement, retirement planning, stock market

December 29, 2022 By richardsfinanc Leave a Comment

For Everything There Is a Season

For everything there is a season, ever for my tomatoes this year.

Admittedly, change is uncomfortable. I was thinking of this while harvesting my tomatoes last week. Have you ever heard the quote, "for everything there is a season?" It applies to life, relationships, gardening, finances, and a lot more. Actually, if you give it some thought, … [Read more...] about For Everything There Is a Season

Filed Under: Financial Planning, Investment Planning Tagged With: financial education, life planning

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