Having a well-crafted Investment Policy Statement (IPS) is crucial when managing company retirement plans. An Investment Policy Statement (IPS) is an irreplaceable tool for making well-informed investment decisions that align with the goals and values of the plan. In spite of an … [Read more...] about An Investment Policy Statement: A Must-Have for Company Retirement Plans
retirement planning
Grow Your Business with a 401k: A Guide for Small Business Owners
The Power of a 401k Plan As a small business owner, you have a lot on your plate. Every decision you make can significantly impact your business's success, from managing daily operations to attracting and retaining top talent. One area often overlooked is offering your … [Read more...] about Grow Your Business with a 401k: A Guide for Small Business Owners
401(k) Rollover vs. Staying with Employer’s Plan: Which is Best?
Introduction What to do with your 401(k) when you retire or leave your job is a major decision. Sometimes it's better to keep your employer's retirement plan instead of rolling over to an IRA. This article will explore the key considerations in deciding whether to use a 401(k) … [Read more...] about 401(k) Rollover vs. Staying with Employer’s Plan: Which is Best?
PEP for Small Businesses: Benefits and Drawbacks Guide
Retirement planning can be complex, especially for small companies. In recent years, the introduction of Pooled Employer Plans (PEPs) offers a new retirement plan option for employers. PEPs allow multiple unrelated businesses to join and offer a single 401(k) plan. There are … [Read more...] about PEP for Small Businesses: Benefits and Drawbacks Guide
Why Full Retirement Age Matters
Full Retirement Age matters because if you misunderstand it, you could get about 30% less Social Security retirement benefits over your lifetime. That is a lot of money. So, let’s start by defining what it is not. What Full Retirement Age IS NOT. If you participate in … [Read more...] about Why Full Retirement Age Matters