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October 4, 2023 By richardsfinanc Leave a Comment

Is Delaying Social Security Right for You? Factors to Consider

Is Delaying Social Security Right for You

Retirement planning can be a complex and daunting task, especially when it comes to making decisions about Social Security benefits. Retirees often wonder if they should delay or start taking Social Security benefits as soon as they are eligible. This decision can have a … [Read more...] about Is Delaying Social Security Right for You? Factors to Consider

Filed Under: Retirement Planning, Social Security Tagged With: retirement planning, Social Security

September 4, 2023 By richardsfinanc Leave a Comment

What to Do with Your 401k from a Past Job

What to Do with Your 401k from a Past Job

Introduction When you change jobs, a crucial consideration is what to do with your 401k from your past employer. There are so many options that many people get overwhelmed and do nothing. This comprehensive guide will explore various options for handling your 401k, empowering … [Read more...] about What to Do with Your 401k from a Past Job

Filed Under: Business Planning, Financial Planning, Retirement Planning, Social Security Tagged With: 401k, retirement, retirement planning, Social Security

May 9, 2023 By richardsfinanc Leave a Comment

Why Full Retirement Age Matters

Retired Couple Budgeting

Full Retirement Age matters because if you misunderstand it, you could get about 30% less Social Security retirement benefits over your lifetime. That is a lot of money. So, let’s start by defining what it is not. What Full Retirement Age IS NOT. If you participate in … [Read more...] about Why Full Retirement Age Matters

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: financial education, financial planning, retirement, retirement planning, Social Security

April 29, 2023 By richardsfinanc Leave a Comment

The Unfortunate Reality of Social Security Benefits

Social Security Benefits

What to Expect There are a lot of unfortunate realities of Social Security benefits, the first of which is that most people don’t understand how it works. And that is a sad fact because the federal government forces almost everyone to contribute part of their income. It is the … [Read more...] about The Unfortunate Reality of Social Security Benefits

Filed Under: Social Security Tagged With: 401k, financial education, financial planning, retirement, retirement planning, Social Security

February 28, 2023 By Van Richards, ChFC Leave a Comment

Secure Your Retirement Against Inflation

Secure Your Retirement Against Inflation

Protect Your Retirement A secure and comfortable retirement is what most people want as they age, and inflation has become a significant problem. Did you hear the news on Friday? If you’re reading this a little late, that was Feb 24th. Unfortunately, the numbers … [Read more...] about Secure Your Retirement Against Inflation

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: retirement, retirement planning, Social Security

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