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December 13, 2022 By Van Richards, ChFC Leave a Comment

Do resolutions work?

Do resolutions work?

Mine made me money! In just a few weeks, we'll wish each other a happy New Year, and I bet someone will ask you, "so, what are your New Year's Resolutions this year?" But have you asked yourself the question, do resolutions work? Here is how I made my New Year's Resolution for … [Read more...] about Do resolutions work?

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: financial planning, life planning, retirement planning, Social Security

November 10, 2022 By Van Richards, ChFC Leave a Comment

Understanding the Tax Torpedo

What's a Tax Torpedo?

I’ll have to admit that sometimes I miss the subtleties of conversations. Like this past weekend, I was washing my Tahoe, and my neighbor had a power outage. The repairman walked by me and said, “are you trying to make it rain?”   I guess I was engrossed in some … [Read more...] about Understanding the Tax Torpedo

Filed Under: Social Security Tagged With: retirement planning

May 18, 2022 By Van Richards, ChFC® Leave a Comment

How to Fight Inflation in Retirement

Retired Couple Budgeting

A Users Guide to the Easiest Retirement Budget Worksheet If you are retired or nearing retirement, learning to fight inflation in retirement might be the best way to avoid running out of money. This article will help you identify where price increases affect you the most and … [Read more...] about How to Fight Inflation in Retirement

Filed Under: Financial Planning, Retirement Planning, Social Security, Stock Market Tagged With: financial education, Inflation, investing, retirement, retirement planning, stock market

September 9, 2020 By Van Richards, ChFC​® Leave a Comment

Dumbledore’s Investment Advice

Albus Dumbledore

Albus Dumbledore could have given sage investment advice. He was an incredibly wise man. Fictional, yes.  But his character could give wise investment advice that many should strive to incorporate in their approach to saving for the future. Here are four key pieces of … [Read more...] about Dumbledore’s Investment Advice

Filed Under: Social Security

July 28, 2020 By Van Richards, ChFC​® Leave a Comment

Direct Indexing – simplicity and control

One of the biggest fears that people have with money is running out of it. It doesn’t matter if you have a lot of money or a little. Running out of money is anxiety shared by many. Think for a minute, do you or someone you know still hide cash at home? Why do you think so many … [Read more...] about Direct Indexing – simplicity and control

Filed Under: Social Security Tagged With: investing, retirement planning

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