Deciphering the Secure Act 2.0 What comes to mind when I say "the agony of Christmas toys"? Two things jump out at me. First is stepping on a Lego piece first thing in the morning. Ok, when country singer Trace Adkins wrote, "You're gonna miss this." He was right. I miss the … [Read more...] about The Agony of Christmas Toys!
financial education
Does Asset Allocation Still Work in 2023?
If you are like a lot of other people, you are probably asking yourself, does asset allocation still work? You probably began your investment journey when your employer offered you a retirement plan. More than likely, your employer-provided some basic information about how to … [Read more...] about Does Asset Allocation Still Work in 2023?
What’s After Disappointment?
It’s recovery! After 2022, I ask myself, what’s after disappointment? You might expect to see some graphs with squiggly lines to explain how to recover from investment losses. Instead, let's try something different and more common. See the picture with the perky green … [Read more...] about What’s After Disappointment?
For Everything There Is a Season
Admittedly, change is uncomfortable. I was thinking of this while harvesting my tomatoes last week. Have you ever heard the quote, "for everything there is a season?" It applies to life, relationships, gardening, finances, and a lot more. Actually, if you give it some thought, … [Read more...] about For Everything There Is a Season
Stress Free Holidays?
What's on your calendar? Are your holidays stress free? Or does your calendar look like a never-ending to-do list? This time of year can bring out a lot of different emotions. Other than family stuff, many people’s feelings now are related to money. December is not a … [Read more...] about Stress Free Holidays?