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July 9, 2023 By Van Richards, ChFC Leave a Comment

Grow Your Business with a 401k: A Guide for Small Business Owners

The Power of a 401k Plan As a small business owner, you have a lot on your plate. Every decision you make can significantly impact your business's success, from managing daily operations to attracting and retaining top talent. One area often overlooked is offering your … [Read more...] about Grow Your Business with a 401k: A Guide for Small Business Owners

Filed Under: Financial Planning, Investment Planning, Retirement Planning Tagged With: 401k, financial education, financial planning, retirement planning

May 9, 2023 By richardsfinanc Leave a Comment

Why Full Retirement Age Matters

Retired Couple Budgeting

Full Retirement Age matters because if you misunderstand it, you could get about 30% less Social Security retirement benefits over your lifetime. That is a lot of money. So, let’s start by defining what it is not. What Full Retirement Age IS NOT. If you participate in … [Read more...] about Why Full Retirement Age Matters

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: financial education, financial planning, retirement, retirement planning, Social Security

February 28, 2023 By Van Richards, ChFC Leave a Comment

Secure Your Retirement Against Inflation

Secure Your Retirement Against Inflation

Protect Your Retirement A secure and comfortable retirement is what most people want as they age, and inflation has become a significant problem. Did you hear the news on Friday? If you’re reading this a little late, that was Feb 24th. Unfortunately, the numbers … [Read more...] about Secure Your Retirement Against Inflation

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: retirement, retirement planning, Social Security

February 21, 2023 By richardsfinanc Leave a Comment

Improve Your Retirement in 10 Minutes: The 10-10-10 Rule

Improve your retirement in 10 minutes

You can improve your retirement and your chess game in 10 minutes. Using the 10-10-10 Rule, you can improve the outlook for retirement in the short, intermediate, and long term. The approach is similar to what some chess players do to improve their game. I love playing … [Read more...] about Improve Your Retirement in 10 Minutes: The 10-10-10 Rule

Filed Under: Financial Planning, Retirement Planning Tagged With: financial planning, retirement, retirement planning

February 14, 2023 By Van Richards, ChFC Leave a Comment

Recognizable Stocks vs. Unknown Stocks: Investing Smartly

Recognizable Stocks vs. Unknown Stocks: Investing Smartly

We all want to know how to invest smartly. But how? One way to look at investing is to compare the known versus the unknown. Here's what I mean. Years ago, my wife and I went to a home and garden show. A vendor that was selling carpet cleaning products caught our … [Read more...] about Recognizable Stocks vs. Unknown Stocks: Investing Smartly

Filed Under: Financial Planning, Investment Planning, Retirement Planning Tagged With: financial education, financial planning, investing, retirement, retirement planning, stock market

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