Why a CIT? CITs for 401(k)s have become popular because (sometimes) they offer several advantages over other investment vehicles, such as lower fees, transparency, tax efficiency, and flexibility. The word 'sometimes' is used because a CIT is not always the best solution for a … [Read more...] about CITs for 401(k)s: A Guide to Pros and Cons.
Retirement Planning
Is Delaying Social Security Right for You? Factors to Consider
Retirement planning can be a complex and daunting task, especially when it comes to making decisions about Social Security benefits. Retirees often wonder if they should delay or start taking Social Security benefits as soon as they are eligible. This decision can have a … [Read more...] about Is Delaying Social Security Right for You? Factors to Consider
What to Do with Your 401k from a Past Job
Introduction When you change jobs, a crucial consideration is what to do with your 401k from your past employer. There are so many options that many people get overwhelmed and do nothing. This comprehensive guide will explore various options for handling your 401k, empowering … [Read more...] about What to Do with Your 401k from a Past Job
401k Startup Challenges: Overcoming Obstacles and Selecting the Right Provider
Picture this: you're a company founder navigating the competitive landscape, vying for top talent against established companies. You know attracting and retaining the best employees is crucial for success. But how do you stand out? What can you offer that will entice talented … [Read more...] about 401k Startup Challenges: Overcoming Obstacles and Selecting the Right Provider
Retirement Plan Mistakes: Understanding Employer Pitfalls
Retirement plans are essential for employees, and employers have to make sure they run well. However, mistakes can happen, leaving the employer and employee in a tough spot. This article explores the most common employer retirement plan mistakes and how to avoid them. Plus, you … [Read more...] about Retirement Plan Mistakes: Understanding Employer Pitfalls