Introduction What to do with your 401(k) when you retire or leave your job is a major decision. Sometimes it's better to keep your employer's retirement plan instead of rolling over to an IRA. This article will explore the key considerations in deciding whether to use a 401(k) … [Read more...] about 401(k) Rollover vs. Staying with Employer’s Plan: Which is Best?
Retirement Planning
PEP for Small Businesses: Benefits and Drawbacks Guide
Retirement planning can be complex, especially for small companies. In recent years, the introduction of Pooled Employer Plans (PEPs) offers a new retirement plan option for employers. PEPs allow multiple unrelated businesses to join and offer a single 401(k) plan. There are … [Read more...] about PEP for Small Businesses: Benefits and Drawbacks Guide
Why Full Retirement Age Matters
Full Retirement Age matters because if you misunderstand it, you could get about 30% less Social Security retirement benefits over your lifetime. That is a lot of money. So, let’s start by defining what it is not. What Full Retirement Age IS NOT. If you participate in … [Read more...] about Why Full Retirement Age Matters
TARA, TAPAS & TIARA: Alternatives for Investing Wisely
TARA, TAPAS & TIARA might not be familiar investment terms, but with a looming recession, you'll want to know these terms. Moreover, they're newly coined terms that refer to a trend several prominent investment experts endorse. In short, I will tell you what these acronyms … [Read more...] about TARA, TAPAS & TIARA: Alternatives for Investing Wisely
Secure Your Retirement Against Inflation
Protect Your Retirement A secure and comfortable retirement is what most people want as they age, and inflation has become a significant problem. Did you hear the news on Friday? If you’re reading this a little late, that was Feb 24th. Unfortunately, the numbers … [Read more...] about Secure Your Retirement Against Inflation