Retirement planning can be complex, especially for small companies. In recent years, the introduction of Pooled Employer Plans (PEPs) offers a new retirement plan option for employers. PEPs allow multiple unrelated businesses to join and offer a single 401(k) plan. There are … [Read more...] about PEP for Small Businesses: Benefits and Drawbacks Guide
Retirement Planning
Why Full Retirement Age Matters
Full Retirement Age matters because if you misunderstand it, you could get about 30% less Social Security retirement benefits over your lifetime. That is a lot of money. So, let’s start by defining what it is not. What Full Retirement Age IS NOT. If you participate in … [Read more...] about Why Full Retirement Age Matters
TARA, TAPAS & TIARA: Alternatives for Investing Wisely
TARA, TAPAS & TIARA might not be familiar investment terms, but with a looming recession, you'll want to know these terms. Moreover, they're newly coined terms that refer to a trend several prominent investment experts endorse. In short, I will tell you what these acronyms … [Read more...] about TARA, TAPAS & TIARA: Alternatives for Investing Wisely
Secure Your Retirement Against Inflation
Protect Your Retirement A secure and comfortable retirement is what most people want as they age, and inflation has become a significant problem. Did you hear the news on Friday? If you’re reading this a little late, that was Feb 24th. Unfortunately, the numbers … [Read more...] about Secure Your Retirement Against Inflation
Improve Your Retirement in 10 Minutes: The 10-10-10 Rule
You can improve your retirement and your chess game in 10 minutes. Using the 10-10-10 Rule, you can improve the outlook for retirement in the short, intermediate, and long term. The approach is similar to what some chess players do to improve their game. I love playing … [Read more...] about Improve Your Retirement in 10 Minutes: The 10-10-10 Rule