Introduction What to do with your 401(k) when you retire or leave your job is a major decision. Sometimes it's better to keep your employer's retirement plan instead of rolling over to an IRA. This article will explore the key considerations in deciding whether to use a 401(k) … [Read more...] about 401(k) Rollover vs. Staying with Employer’s Plan: Which is Best?
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PEP for Small Businesses: Benefits and Drawbacks Guide
Retirement planning can be complex, especially for small companies. In recent years, the introduction of Pooled Employer Plans (PEPs) offers a new retirement plan option for employers. PEPs allow multiple unrelated businesses to join and offer a single 401(k) plan. There are … [Read more...] about PEP for Small Businesses: Benefits and Drawbacks Guide
The Unfortunate Reality of Social Security Benefits
What to Expect There are a lot of unfortunate realities of Social Security benefits, the first of which is that most people don’t understand how it works. And that is a sad fact because the federal government forces almost everyone to contribute part of their income. It is the … [Read more...] about The Unfortunate Reality of Social Security Benefits
TARA, TAPAS & TIARA: Alternatives for Investing Wisely
TARA, TAPAS & TIARA might not be familiar investment terms, but with a looming recession, you'll want to know these terms. Moreover, they're newly coined terms that refer to a trend several prominent investment experts endorse. In short, I will tell you what these acronyms … [Read more...] about TARA, TAPAS & TIARA: Alternatives for Investing Wisely
Reviving Retro Fashion & the 60/40 Portfolio
A Blast from the Past! Reviving retro fashion trends is popular but could reviving the past trend of the 60/40 portfolio be on the comeback too? I used to have bell-bottom pants. How about you? I remember being fourteen and getting bell-bottom pants and platform shoes for … [Read more...] about Reviving Retro Fashion & the 60/40 Portfolio