Are you a business owner wondering when to switch retirement plans? Deciding to change can be daunting, but it doesn't have to be overwhelming. Your retirement plan is a vital component of your business, and it's essential to ensure that it aligns with your goals and the needs of … [Read more...] about When to Switch Retirement Plans: A Comprehensive Guide for Business Owners
financial education
Grow Your Business with a 401k: A Guide for Small Business Owners
The Power of a 401k Plan As a small business owner, you have a lot on your plate. Every decision you make can significantly impact your business's success, from managing daily operations to attracting and retaining top talent. One area often overlooked is offering your … [Read more...] about Grow Your Business with a 401k: A Guide for Small Business Owners
401(k) Rollover vs. Staying with Employer’s Plan: Which is Best?
Introduction What to do with your 401(k) when you retire or leave your job is a major decision. Sometimes it's better to keep your employer's retirement plan instead of rolling over to an IRA. This article will explore the key considerations in deciding whether to use a 401(k) … [Read more...] about 401(k) Rollover vs. Staying with Employer’s Plan: Which is Best?
Why Full Retirement Age Matters
Full Retirement Age matters because if you misunderstand it, you could get about 30% less Social Security retirement benefits over your lifetime. That is a lot of money. So, let’s start by defining what it is not. What Full Retirement Age IS NOT. If you participate in … [Read more...] about Why Full Retirement Age Matters
The Unfortunate Reality of Social Security Benefits
What to Expect There are a lot of unfortunate realities of Social Security benefits, the first of which is that most people don’t understand how it works. And that is a sad fact because the federal government forces almost everyone to contribute part of their income. It is the … [Read more...] about The Unfortunate Reality of Social Security Benefits