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October 17, 2023 By richardsfinanc Leave a Comment

Aging Parents’ Financial Management: A Step-by-Step Guide

Aging Parents' Financial Management

As our parents and relatives age, it's not unusual for them to face challenges in managing their personal finances. They may need help to ensure their financial well-being due to cognitive decline, physical limitations, or the complexity of financial matters. This article will … [Read more...] about Aging Parents’ Financial Management: A Step-by-Step Guide

Filed Under: Financial Planning, Investment Planning, Retirement Planning Tagged With: financial education, financial planning, retirement planning

July 9, 2023 By Van Richards, ChFC Leave a Comment

Grow Your Business with a 401k: A Guide for Small Business Owners

The Power of a 401k Plan As a small business owner, you have a lot on your plate. Every decision you make can significantly impact your business's success, from managing daily operations to attracting and retaining top talent. One area often overlooked is offering your … [Read more...] about Grow Your Business with a 401k: A Guide for Small Business Owners

Filed Under: Financial Planning, Investment Planning, Retirement Planning Tagged With: 401k, financial education, financial planning, retirement planning

May 9, 2023 By richardsfinanc Leave a Comment

Why Full Retirement Age Matters

Retired Couple Budgeting

Full Retirement Age matters because if you misunderstand it, you could get about 30% less Social Security retirement benefits over your lifetime. That is a lot of money. So, let’s start by defining what it is not. What Full Retirement Age IS NOT. If you participate in … [Read more...] about Why Full Retirement Age Matters

Filed Under: Financial Planning, Retirement Planning, Social Security Tagged With: financial education, financial planning, retirement, retirement planning, Social Security

April 29, 2023 By richardsfinanc Leave a Comment

The Unfortunate Reality of Social Security Benefits

Social Security Benefits

What to Expect There are a lot of unfortunate realities of Social Security benefits, the first of which is that most people don’t understand how it works. And that is a sad fact because the federal government forces almost everyone to contribute part of their income. It is the … [Read more...] about The Unfortunate Reality of Social Security Benefits

Filed Under: Social Security Tagged With: 401k, financial education, financial planning, retirement, retirement planning, Social Security

March 7, 2023 By Van Richards, ChFC Leave a Comment

TARA, TAPAS & TIARA: Alternatives for Investing Wisely

TARA, TAPAS TIARA: Alternatives for Investing Wisely

TARA, TAPAS & TIARA might not be familiar investment terms, but with a looming recession, you'll want to know these terms. Moreover, they're newly coined terms that refer to a trend several prominent investment experts endorse. In short, I will tell you what these acronyms … [Read more...] about TARA, TAPAS & TIARA: Alternatives for Investing Wisely

Filed Under: Investment Planning, Retirement Planning, Stock Market Tagged With: 401k, financial education, financial planning, investing, retirement, retirement planning, stock market

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