Let's ask Mr. Owl. Have you ever made something more complicated than it needs to be? For example, do you remember the Tootsie Pop commercial with the turtle and the owl? The little boy asks Mr. Owl, "How many licks does it take to get to the center of a Tootsie Pop? … [Read more...] about More complicated than it needs to be?
The Agony of Christmas Toys!
Deciphering the Secure Act 2.0 What comes to mind when I say "the agony of Christmas toys"? Two things jump out at me. First is stepping on a Lego piece first thing in the morning. Ok, when country singer Trace Adkins wrote, "You're gonna miss this." He was right. I miss the … [Read more...] about The Agony of Christmas Toys!
Does Asset Allocation Still Work in 2023?
If you are like a lot of other people, you are probably asking yourself, does asset allocation still work? You probably began your investment journey when your employer offered you a retirement plan. More than likely, your employer-provided some basic information about how to … [Read more...] about Does Asset Allocation Still Work in 2023?
What’s After Disappointment?
It’s recovery! After 2022, I ask myself, what’s after disappointment? You might expect to see some graphs with squiggly lines to explain how to recover from investment losses. Instead, let's try something different and more common. See the picture with the perky green … [Read more...] about What’s After Disappointment?
For Everything There Is a Season
Admittedly, change is uncomfortable. I was thinking of this while harvesting my tomatoes last week. Have you ever heard the quote, "for everything there is a season?" It applies to life, relationships, gardening, finances, and a lot more. Actually, if you give it some thought, … [Read more...] about For Everything There Is a Season
Watching and Waiting
When will something happen? Meet my dog, Ranger. He’s watching and waiting! My children were not only watching and waiting for Santa in past years on Christmas Eve. But they were watching and waiting for our dog to talk too! Have you ever heard the tale of the night that the … [Read more...] about Watching and Waiting
Do resolutions work?
Mine made me money! In just a few weeks, we'll wish each other a happy New Year, and I bet someone will ask you, "so, what are your New Year's Resolutions this year?" But have you asked yourself the question, do resolutions work? Here is how I made my New Year's Resolution for … [Read more...] about Do resolutions work?
Stress Free Holidays?
What's on your calendar? Are your holidays stress free? Or does your calendar look like a never-ending to-do list? This time of year can bring out a lot of different emotions. Other than family stuff, many people’s feelings now are related to money. December is not a … [Read more...] about Stress Free Holidays?
Candy & Tax Breaks
Learning From the Past This past Thanksgiving brought up a few memories from my past, candy, and tax breaks. One of my favorite memories is of a candy recipe my grandmother used to make over the holiday. One of my least favorite memories is of a surprise tax bill. I want to … [Read more...] about Candy & Tax Breaks
Retirement Is More Than Money
Where is the love? I went to a luncheon last week that made me start thinking about something that I want to tell you about. So here it is. Retirement is more than money; so much more. And what brought me to this realization? From time to time, I get together with a group … [Read more...] about Retirement Is More Than Money