Which is better, active, or passive fund management? In some circles, that question is as contentious as politics. Instead, there is a better question to ask. When is the best time to use each investment style? In the right situation, active management can shine. And in the … [Read more...] about Active vs. Passive Investing and Direct Indexing
Retirement Investing That Follows Your Morals and Beliefs. One of the biggest fears that people face in retirement is running out of money. And at one time or another, almost everybody, including retirees, faces a moral money dilemma too. That is, most people know that they … [Read more...] about Investing in ESG for Your Future
Figuring out which retirement withdrawal method to use can be a challenge. If you make a mistake, you might run out of money during retirement. If you can answer the three questions I list in this video, you will have made the right choice. … [Read more...] about How do I pick the best strategy for creating income during retirement?
The Perfect Plan Imagine retiring and having a perfectly efficient plan for using your money. A plan that allows you to have enough money to last as long as you live. And a perfect plan that enables you to use every penny that you have before you leave this great big blue and … [Read more...] about The Systematic Withdrawal Plan for Retirement Income
Building an income floor is the most crucial concept for a retiree to understand. The number one risk that you face in retirement is longevity. Income flooring will enable you to be assured that no matter how long you live, you will not run out of money in retirement. … [Read more...] about Building a retirement income floor with Social Security.
Everybody needs a certain level of income to meet their basic needs. Let me give you an example of what I mean. Do you remember back when you were in elementary school? You needed a certain amount of money to buy lunch. To be clear, you wanted only lunch, no snack, no extras, … [Read more...] about Learn to Build an Income Floor with Social Security
Do you own after-tax stock mutual funds? The recent decline in the stock market caused by the coronavirus may have created a tax trap that will be triggered later this year. I have a few ideas that may remedy the problem. Listen to learn. … [Read more...] about The Coronavirus Stock Market Crash Tax Trap!
There are four ways that the coronavirus pandemic will affect Social Security and Medicare! Listen to the replay of the May 5th live steam to learn what you can do to mitigate and influence change on a personal and national level. … [Read more...] about How will the coronavirus affect Social Security?
Do you think that doing nothing is the best thing for your retirement account? Maybe or maybe NOT. On The Retirement Learning Lab live stream today, I discussed issues and opportunities that the COVID-19 crisis poses to retirement plans. Join me Tuesdays on Facebook, Twitter, or … [Read more...] about Don’t Just Do Nothing With Your Retirement!
A big question you may be asking is, "what should I do with my 401k?"Today, I want to share with you a three-step process of reviewing your 401k that may help you better manage the risk that the coronavirus pandemic poses. … [Read more...] about What should I do with my 401k?