You can improve your retirement and your chess game in 10 minutes. Using the 10-10-10 Rule, you can improve the outlook for retirement in the short, intermediate, and long term. The approach is similar to what some chess players do to improve their game. I love playing … [Read more...] about Improve Your Retirement in 10 Minutes: The 10-10-10 Rule
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Recognizable Stocks vs. Unknown Stocks: Investing Smartly
We all want to know how to invest smartly. But how? One way to look at investing is to compare the known versus the unknown. Here's what I mean. Years ago, my wife and I went to a home and garden show. A vendor that was selling carpet cleaning products caught our … [Read more...] about Recognizable Stocks vs. Unknown Stocks: Investing Smartly
Reviving Retro Fashion & the 60/40 Portfolio
A Blast from the Past! Reviving retro fashion trends is popular but could reviving the past trend of the 60/40 portfolio be on the comeback too? I used to have bell-bottom pants. How about you? I remember being fourteen and getting bell-bottom pants and platform shoes for … [Read more...] about Reviving Retro Fashion & the 60/40 Portfolio
Worst Day To Best Day
Just in case you need to hear this... Bad things happen in life, and people can be mean. But we don’t have to let these things define us. You can turn your worst day into your best day by focusing on the good instead of the bad. Last week started to be great for me. But … [Read more...] about Worst Day To Best Day
Being An Accidental Retiree
Discover Your Retirement Identity Being an accidental retiree is one of the most uncomfortable situations I have ever been in. But now I am not. So, what is an accidental retiree? It's a person that retired earlier than expected due to health problems. Nothing is so … [Read more...] about Being An Accidental Retiree
More complicated than it needs to be?
Let's ask Mr. Owl. Have you ever made something more complicated than it needs to be? For example, do you remember the Tootsie Pop commercial with the turtle and the owl? The little boy asks Mr. Owl, "How many licks does it take to get to the center of a Tootsie Pop? … [Read more...] about More complicated than it needs to be?
The Agony of Christmas Toys!
Deciphering the Secure Act 2.0 What comes to mind when I say "the agony of Christmas toys"? Two things jump out at me. First is stepping on a Lego piece first thing in the morning. Ok, when country singer Trace Adkins wrote, "You're gonna miss this." He was right. I miss the … [Read more...] about The Agony of Christmas Toys!
Does Asset Allocation Still Work in 2023?
If you are like a lot of other people, you are probably asking yourself, does asset allocation still work? You probably began your investment journey when your employer offered you a retirement plan. More than likely, your employer-provided some basic information about how to … [Read more...] about Does Asset Allocation Still Work in 2023?
What’s After Disappointment?
It’s recovery! After 2022, I ask myself, what’s after disappointment? You might expect to see some graphs with squiggly lines to explain how to recover from investment losses. Instead, let's try something different and more common. See the picture with the perky green … [Read more...] about What’s After Disappointment?
For Everything There Is a Season
Admittedly, change is uncomfortable. I was thinking of this while harvesting my tomatoes last week. Have you ever heard the quote, "for everything there is a season?" It applies to life, relationships, gardening, finances, and a lot more. Actually, if you give it some thought, … [Read more...] about For Everything There Is a Season